ガリバーで中古車購入!ジャックスでローンを組んだ話

車ローン カード日記

車の調子が悪くなって15万キロは走っていた私の車。修理屋さんも「そろそろ車換えたほうがいいよー!」と・・・。
ならば!新しい車にしたろうーじゃないの!と半分意地で買いかえることにしましたっ。

車にほとんど無頓着の私。走れば何でもいいという考え。車にお金かけるのなんてもったいないし。
デザインとか走りとか本当にどうでも良いのです。。。あ~貧乏人が車買うよー。

安い車探すのも面倒だし、契約なんだかんだ時間を取られるのが何よりイヤなもので(;´Д`)

さっそくネットで安い中古車を探し出した!けど、せっかく買うなら「5万キロ以内の車で、広い車のほうがいいんじゃないか」言い出し
そうなってくると、あてはまる車は予算オーバーになるわけで。

結局、高い車買いました( ;∀;)

ジャックスのオートローンの審査では・・・

しかも、一括では買えないのでジャックスのオートローン審査が入りました!

ジャックスって信販系だよね?審査厳しいのかな・・・と不安でしたが良かった!

その場で、ローン用紙に名前やら職場、年収を書き込み・・・15分ほどでジャックスさんから仮審査が通ったとの連絡が!

早い!この仮審査で通って、あとで落ちましたという人は稀だそうで。内心ホッ・・・

柔軟審査とはいえど、いやっ審査が甘いから金利が高いのか。
金利は6%・・・。

私、借入れあるし、延滞もケッコー昔はありました!ブラックじゃない限りは、まぁ通ると言われていますがブラックの場合でも、保証人をつければ通るみたいです。

まぁ主婦で、借金があっても高額な車のローンを組めてよかった(*^^*)

でもステキな車(*’▽’)がんばって働いて払ってこ!

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